Are there any penalties and late payment charges

A late fee of AED 15 is charged on the first instalment not paid on or before the due date. For every delayed instalment thereafter a fee of AED 5 per month will be charged in addition to the late fee of 15 AED for every month in which the instalment is delayed. For instance, in case of delay of the first instalment a late fee of AED 15 will be charged, delay in the second instalment will lead to a late fee of AED 35, delay in the third instalment will lead to a late fee of AED 50 and so on