Once you start using Mihuru to travel on EMI and make timely monthly payments, you start building your credit history. In fact, taking credit and repaying is the single most important way to improve your credit score. A good credit score is one of the important criteria for you to get credit cards/home loan/car loan/2-wheeler loan etc. in future.
However, if you default or delay your monthly payments, your credit score will be impacted. Don’t worry, we will be reminding you regularly so that you don’t miss your payments.